Real Estate Structuring
Hold prime real estate through compliant SPVs in tax-efficient jurisdictions.
ASJ Group designs the ownership vehicles that hold prime residential and commercial real estate across the UK, EU, GCC, US and Caribbean. The property is acquired in weeks; the structure that holds it will govern refinance, resale, inheritance and audit for the next thirty years — and that is what we design against.
Every recommendation is written up as a comparative shortlist: SPV location, personal versus corporate ownership, trust or foundation overlay, lender acceptability, SDLT and equivalent transfer taxes, inheritance and CGT exposure, and register visibility. The client sees the trade-offs before they commit — not after completion.
We coordinate with lenders, conveyancers and tax counsel in each jurisdiction. The output is a director-signed structure memorandum that a private bank, a mortgage underwriter or an eventual buyer's counsel can read and rely on.
Scope of engagement
- SDLT & inheritance optimised
- Lender-acceptable structures
- Cross-border title clarity
Typical clients
- HNW individuals acquiring a primary or second home cross-border
- Family offices consolidating a residential and commercial portfolio
- Investors building a rented portfolio with lender debt
- Developers structuring joint ventures for a single project or fund
A named director on the file, from first call to handover.
Ownership, tax residency, lender profile and succession goals mapped before an offer is made.
SPV jurisdiction, personal vs corporate ownership, trust overlay, SDLT and inheritance analysis written up.
SPV formation, share issuance, banking, lender coordination and completion.
Annual compliance, filings and refinance-readiness calendared.
What you receive.
Every engagement closes with a director-signed handover pack — retained on file for thirty years.
- Structure memorandum and entity diagram
- SDLT, CGT and inheritance analysis
- SPV formation and bank accounts
- Lender-acceptable documentation pack
- Annual compliance calendar
Jurisdictions in active use for this service.
Questions we hear on every intake call.
- Should I hold UK property personally or through a company?
- It depends on financing, income yield, holding period and residency. Corporate ownership avoids the ATED for genuine trading portfolios but attracts a 15% SDLT surcharge on high-value residential; personal ownership retains PPR relief but exposes value to inheritance tax. We model both before you buy.
- Can an offshore SPV get a UK mortgage?
- Yes, with a specialist private lender. ASJ Group pre-qualifies the lender for the specific SPV jurisdiction and ownership structure before the offer is made.
- Do you handle conveyancing?
- No. We coordinate with your chosen conveyancer or introduce vetted counsel in each jurisdiction. ASJ Group owns the structure; conveyancers handle the transaction.
Start with a twenty-minute call. Leave with a written scope.
Every engagement begins with a director — not a junior, not a chatbot. Fixed fees, quoted in writing, before any work begins.
More on structures & related work
Offshore & Onshore Company Formation
BVI, Cayman, UAE, Singapore, UK, Delaware and 55 more. Banking-ready entities with documented substance.
Corporate Structuring
Multi-jurisdictional holding groups, IP-routing structures, JV vehicles and re-domiciliations.
Trusts & Foundations
Discretionary, fixed-interest, purpose and reserved-power trusts. Panama and Nevis foundations.
Every engagement begins with a twenty-minute director-led call. Fixed fees, in writing, before any work begins.