Corporate Payment Cards
Multi-currency corporate and prepaid cards for global operations.
Corporate cards are the operating layer of a cross-border group. ASJ Group arranges multi-currency corporate and prepaid card programmes for structures that need real spend control — with cards issued in the entity's name, API-controlled limits and clean reconciliation into the group's accounting stack.
We select the issuer against the group's currency mix, expected volumes, jurisdiction of the operating entity and the compliance profile of the beneficial owners. Not every card programme accepts every jurisdiction; we filter before we introduce.
For treasury groups, we also structure virtual card programmes and single-use cards for controllable supplier and marketing spend — with per-card limits, expiry and merchant-category restrictions.
Scope of engagement
- Multi-currency, no FX margin
- Issued in structure name
- API-controlled spend limits
Typical clients
- Operating groups with cross-border staff, contractors or suppliers
- Founders and family offices consolidating card spend under one issuer
- Fintech and crypto operators needing corporate card issuance without banking constraints
A named director on the file, from first call to handover.
Currency mix, spend volume, jurisdiction and cardholder profile mapped to issuers.
Corporate KYC, cardholder due diligence and programme underwriting.
Physical and virtual cards issued with limits, MCC controls and API access.
Feed into Xero, NetSuite or QuickBooks with per-card categorisation.
What you receive.
Every engagement closes with a director-signed handover pack — retained on file for thirty years.
- Issuer selection memorandum
- Corporate and cardholder onboarding
- Physical and virtual cards with API control
- Accounting integration
Questions we hear on every intake call.
- Can I issue cards under an offshore company?
- Yes, from selected issuers that accept BVI, Cayman, UAE, Singapore and UK structures. Approval depends on the beneficial owner profile and expected spend volume.
- What FX margin should I expect?
- The programmes we introduce typically operate at 0–0.5% interbank margin — materially lower than traditional bank-issued corporate cards.
- How fast can cards be live?
- One to three weeks from corporate onboarding, depending on the issuer and cardholder KYC.
Start with a twenty-minute call. Leave with a written scope.
Every engagement begins with a director — not a junior, not a chatbot. Fixed fees, quoted in writing, before any work begins.
More on banking & related work
Every engagement begins with a twenty-minute director-led call. Fixed fees, in writing, before any work begins.