Inheritance Tax Planning
IHT and estate-tax exposure mapped across jurisdictions, then reduced with gifting, trusts, insurance and domicile planning.
Estate tax is a jurisdictional problem before it is a planning problem. Exposure can arise from your domicile, your residence, your citizenship, where the asset physically sits, and where the entity holding it is registered — and two or more countries can each claim taxing rights over the same asset.
ASJ Group maps the exposure first: every asset, its situs, which regimes reach it, at what rate, and what relief or treaty reduces the double charge. Only then do we look at gifting, trusts, structural ownership, insurance and domicile planning to reduce it.
Liquidity is treated as part of the answer. An estate can be well planned and still force the family to sell a business or a home because the tax falls due before the assets can be realised, so the plan sets out who pays, from where, and by when.
Scope of engagement
- Multi-jurisdiction estate exposure
- Gifting and trust routes
- Liquidity for the tax bill
Typical clients
- UK-domiciled or deemed-domiciled individuals living abroad
- Families holding property or assets in multiple estate-tax jurisdictions
- Non-doms and returning nationals planning around residence changes
- Business owners passing shares to the next generation
A named director on the file, from first call to handover.
Assets, situs, domicile, residence and citizenship mapped against each regime that can tax the estate.
Projected tax calculated per jurisdiction, with treaty relief and available exemptions applied.
Gifting, trusts, ownership restructuring, insurance and domicile options compared with their costs and lock-ins.
Wills, trust deeds, beneficiary nominations and letters of wishes aligned across jurisdictions and lodged.
What you receive.
Every engagement closes with a director-signed handover pack — retained on file for thirty years.
- Multi-jurisdiction estate exposure map
- Quantified projected inheritance and estate tax
- Mitigation options report with trade-offs
- Liquidity plan for settling the liability
- Coordinated wills, trusts and nominations across jurisdictions
Jurisdictions in active use for this service.
Questions we hear on every intake call.
- Am I still exposed to UK inheritance tax if I live abroad?
- Very possibly. UK IHT follows long-term residence and domicile status, not simply where you live now, and UK-situs assets such as property remain in charge regardless of where the owner lives.
- Do trusts still work for estate planning?
- Yes, for the right assets and the right family, but they are no longer a simple exemption. Entry, ten-year and exit charges, reporting and the settlor's residence all shape whether a trust improves the outcome.
- Can two countries tax the same estate?
- They can. Where a double taxation treaty on estates exists, relief is usually available; where it does not, unilateral credit may be limited and structural planning becomes more important.
- When should we start?
- Before a move, a sale or a gift — most reliefs depend on surviving a period after the transaction. Planning after the event is far more constrained.
Start with a twenty-minute call. Leave with a written scope.
Every engagement begins with a director — not a junior, not a chatbot. Fixed fees, quoted in writing, before any work begins.
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Every engagement begins with a twenty-minute director-led call. Fixed fees, in writing, before any work begins.