Every question we're asked.

The firm is owned by its directors. There is no private-equity backer, no white-label parent, and no third party with a financial interest in your file.

No. ASJ Group is not a regulated firm. We are an advisory and structuring practice. Where a matter requires regulated advice — for example pension transfers, insurance or investment management — we coordinate with appropriately authorised third parties and disclose them to you before anything is implemented.

Across 60+ jurisdictions. Directors sit in Hong Kong, London, Dubai and Singapore. Files can be run in any timezone.

No. Every referral is priced to you and to nobody else. If a counterparty offers a rebate we decline it in writing — it is a stated firm policy, not a preference.

A short scoping call. A written fee proposal within five business days. A signed engagement letter. Work begins the day the deposit clears and CDD is complete.

Fixed fees, written upfront. No hourly billing. No surprise invoices. Retainers scoped separately for ongoing work.

A fixed-fee diagnosis from £1,500. Anything below that is a phone call — free, and often the right answer.

Entity formations: 3–20 business days depending on the jurisdiction. Bank onboarding: 4–14 weeks. Licences: 5–18 months. We commit to timelines in the engagement letter.

No. We decline where the file cannot be run cleanly, where sanctions or reputation risk exist, or where a client wants an outcome the rules do not permit. This is why the first call is genuinely free.

FATF-aligned CDD: certified ID, proof of address, source of funds, source of wealth, and structure charts for any entities. We retain files for 30 years.

Yes. Director-only access, encrypted at rest, no cloud AI processing of client data. Confidentiality is written into every engagement letter.

Where the law requires — CRS, FATCA, DAC8, UBO registers — yes, without exception. We help you comply; we do not help you hide.

Often, yes. Remediation is a specialism: bank exit notices, filing backlogs, structure clean-ups ahead of a sale or audit. Call before it escalates.

No serious firm can. What we can do is submit files banks are willing to onboard — 25+ corporate banking partners, live appetite tracked weekly, honest 'this bank won't take you' calls up front.

Named privately during engagement. Publishing bank names attracts the wrong applicants and burns relationships.

Private banking — Singapore, Hong Kong, Monaco, Switzerland — yes. Retail current accounts, no.

A structure that is legal, disclosed to every relevant authority, and built for a defined commercial reason. Anything else is a liability, not a plan.

There isn't a 'best' — there is one that fits your commercial reality, your tax residence, your banking needs and your reporting obligations. That is the entire scope of our first call.

Yes, with US counsel in the loop. US tax and reporting overlays every offshore decision for a US person — we insist on qualified US advice alongside our work.

No. We advise on the 14 government-approved CBI programmes and dozens of residency routes, and we run the application. Fees are paid to the government and to us — not to a broker.

Legally, it depends on the country you're leaving. Some allow same-day departure. Others (like the UK) apply statutory tests over multiple tax years. We map both sides.